Question 1

Is the property and casualty exam hard?

Accepted Answer

It's a manageable exam, but people underestimate it. Most of the difficulty is in application questions that describe a situation and ask which coverage responds — not straight definitions. The fix is reps: work timed practice exams until those questions feel routine, and read the explanation on every miss. That's exactly what this is built for.

Question 2

How many questions are on the P&C exam and how long is it?

Accepted Answer

It varies by state — many state P&C exams run roughly 100 to 150 questions with a two-to-three-hour limit, split between general insurance content and state-specific rules. Check your state's exam bulletin for the exact count, and use the full-length simulator here to rehearse at a realistic length before you sit it.

Question 3

How should I study for the property and casualty exam?

Accepted Answer

Lead with practice, not re-reading. Drill by topic to shore up weak spots, sit full-length timed mock exams to build stamina and pace, and review the explanation behind every question you miss. Let the readiness score tell you when you're consistently clearing the passing mark rather than clearing it once.

Question 4

Is there a property and casualty exam cheat sheet?

Accepted Answer

We don't hand out a cheat sheet, and honestly a memorized list won't survive the application questions. What works better is understanding the concept each question tests — which is why every answer here is explained — plus a study plan that focuses your time on the topics you're weakest on.

Question 5

Can I take property and casualty practice exams on my phone?

Accepted Answer

Yes. Study in any browser at app.getclearedexamprep.com, or in the iPhone and Android apps — it's one account, and your practice, progress, and readiness score stay in sync, so you can start on a laptop and finish on your phone.

Question 6

Does the P&C content cover my state?

Accepted Answer

The question bank covers the general property-and-casualty and federal material that makes up the national portion of every state's exam — the bulk of what you're tested on. It doesn't include state-specific statute modules, so pair it with your state's own law supplement.

Question 7

What does it cost?

Accepted Answer

Get Cleared is a paid product. Current plans and pricing are shown in the app, and you'll see them before you're asked for any payment details.

Property & Casualty Practice Exam & P&C Exam Prep

Realistic property & casualty practice exams

A full-length P&C exam simulator, timed and scored

Every property & casualty exam question, explained

Know when you're actually ready

What's on the property & casualty exam

Property & Casualty exam questions, answered

Start practising today

Other insurance licenses